
EXPERTS & INSIDERS
It’s the journey of a lifetime — travel confidently with Travelex
By The Kensington Content Team

EXPERTS & INSIDERS
By The Kensington Content Team
You’ve been dreaming of faraway places you want to explore, and the time has finally arrived to talk with your Kensington Destination Expert about planning your custom trip. You’re bound to have questions, and some of the most common queries we hear are about what travelers should do if something on their trip doesn’t go as planned.
At Kensington, your journey is truly personal. From exploring the Renaissance icons of Rome with a private guide, to indulging in a private luxury villa in the Caribbean, to experiencing a private tea ceremony in an ancient Japanese town, our focus is helping you to confidently enjoy each moment.
Kensington is proud to offer travel protection products from Travelex Insurance Services Inc., designed using real traveler insights and market research. Travelex has developed customizable plans that balance exceptional coverage with affordability to elevate your travel experience.

Enjoy the confidence to travel your way, with support if the unexpected occurs. All Kensington plans are underwritten by Zurich American Insurance Company (ZAIC) and include 24/7 Zurich Travel Assist services, helping to ensure you receive premium support and reliable protection wherever your journey takes you.
Help protect your trip investment with a wide range of benefits while you explore luxurious destinations.
Why choose the Kensington Deluxe[1] plan?
Kids-included pricing: Includes one child (17 or younger) per insured adult at a 1:1 ratio at no extra cost for family-friendly protection.[2]
19 trip cancellation/interruption reasons: Including financial insolvency of a travel supplier[3][4], illness or injury, involuntary work termination[4], and home uninhabitable/inaccessible.
Optional cancel for any reason upgrade:[5] Offers reimbursement for up to 75% of trip cost.
Primary medical coverage: Your travel insurance policy reimburses eligible medical expenses for covered injuries or illnesses first, before any other insurance you might have.
Pre-existing medical condition exclusion waiver:[6] Eligible when you purchase within 21 days of your first payment and you are medically fit at the time of purchase.
The Kensington Post-Departure Basic plan offers protection from common travel disruptions, including trip interruptions, medical emergencies, and more.
Worried about flight delays or missed connections? The Kensington Post-Departure Basic plan also offers these benefits and more, including the following:
Up to $25,000 emergency medical[7] and $500 emergency dental[7] expense coverage.
Up to $500,000 emergency medical evacuation and repatriation protection.
24/7 expert travel assistance for medical and travel support.
Primary medical coverage: Your travel insurance policy reimburses eligible medical expenses for covered injuries or illnesses first, before any other insurance you might have.
$1,000 baggage and personal effects coverage.
Whether you’re on a private safari in the Serengeti, sailing on a private yacht in the Aegean, or discovering the best of Buenos Aires, with Kensington and Travelex, you can enjoy your dream journey with real confidence.
Speak to a Destination Expert today.
All coverages are per insured and up to the limits listed. Coverages may vary and may not be available in all states. Maximum trip length may vary by state. Please see the policy for details or call +1.844.877.1876.
Child's trip cost cannot exceed highest adult's trip cost. If upgrades are included, child also will be charged the upgrade premium for all upgrades.
Must occur more than 14 days after the effective date of the applicable coverage.
Plan must be purchased within 21 days of initial trip payment.
Cancel for any fortuitous reason for residents of NY. Not available if Israel or West Bank are included destinations on traveler's itinerary during the covered trip. Maximum trip cost is $20,000 per person, and full trip cost must be insured. Upgrade must be purchased within 21 days of initial trip deposit and at the time of the initial plan purchase. Upgrade must be purchased 31 days or more before departure date. Subsequent arrangements must be insured within 21 days of payment for those arrangements.
Pre-existing medical condition exclusions do not apply to residents of NH.
The following states have a $50 deductible: CT, IN, KS, MO, MT, VT, and WA.
Insurance coverage is underwritten by Zurich American Insurance Company (NAIC #16535, state of domicile: New York), 1299 Zurich Way, Schaumburg, IL 60196. Coverages are available to residents of U.S. States and the District of Columbia only. The product descriptions provided above are only summaries. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. Coverage and rates may vary by state. If there is any conflict between the contents of this website and the Policy, the Policy will govern in all cases. Travel Assistance Services are provided by the designated provider listed in the policy or on your Confirmation of Coverage. Travelex Insurance Services Inc. 810 North 96th Street, Suite 300, Omaha, NE, 68114. CA Agency License #0D10209.
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